Frequently Asked Questions about Term Life Insurance Quotes

Here are the answers to the most commonly asked questions about term life insurance quotes.

What are term life insurance quotes?

Term life insurance quotes are estimates of the premiums you will pay for a term life insurance policy with a particular insurer. These premiums are based on a number of factors, including your medical history, age, occupation, and other factors. On our site, we will provide you with at least four free term life insurance quotes from various insurers.

What is term life insurance?

Term life insurance is a life insurance policy that offers life insurance protection for a specified period of time, usually 10, 15, 20, or 30 years. If you were to die before this period expired, your beneficiaries would receive the agreed-upon death benefit. If you are still alive once this period expires, you will need to again apply for term life insurance quotes to renew your coverage. Your premiums will be much higher upon renewal, as they increase as you age. Remember as you get term life insurance quotes that term life policies do not accrue cash value over time and that your coverage ceases once the coverage period expires.

How do I sign up for term life insurance quotes?

You can sign up for free term life insurance quotes by taking a few minutes to fill out our simple, online form. The form will ask you for some basic contact information only. As soon as we have your information, we will instantly match you with a minimum of four insurers that can provide affordable term life insurance quotes. You see these quotes in a side-by-side format and in plain, straightforward language to help you compare apples-to-apples. Essentially, we take all the work out of comparison shopping when it comes to term life insurance quotes. If you see a policy you like, you can then apply for it on the website of the insurer that offers it. You may also save your term life insurance quotes and return to our site at your convenience. If you want to know more information, look through how it works.

Are you an insurer?

No, we are not a life insurance company, and we do not offer policies. In fact, we do not even have a stake in which life insurance company you choose. We function only as a free referral service for our visitors to connect with quality life insurers that can offer affordable term life insurance quotes. Our goal is to serve as a one-stop-shopping destination for those in the market for term life policies.

Who will provide my policy?

The insurer that provides your policy will depend on your specific traits, needs, and preferences. You will have your choice of at least four different insurers. A number of respected insurers participate in our network, including Metlife, New York Life, and Prudential.